Home Insurance & Payment

Insurance & benefits

Insurance & Payment for Home Health Care

HarvardCare accepts Original Medicare (Part A & B), including dual-eligible patients whose Medicare is primary, Blue Shield of California PPO and Anthem Blue Cross PPO. We do not accept HMO plans, Medicare Advantage plans, or Medi-Cal-only coverage.

Call for a Benefits Check Refer a Patient

Serving patients throughout Los Angeles County. There is no charge for the benefits check.

Coverage at a glance

Start with your insurance plan

We keep the accepted-plan list specific so families and referral partners can quickly see whether it makes sense to begin verification.

Accepted

Plans we accept

  • Original Medicare (Part A & B)
  • Blue Shield of California PPO
  • Anthem Blue Cross PPO

Dual-eligible patients are accepted when Original Medicare is the primary payer.

Not accepted

Plans we cannot accept

  • HMO plans (any carrier)
  • Medicare Advantage plans (HMO or PPO)
  • Medi-Cal-only coverage

We are not contracted with these plans, so we cannot bill them or take them on for care.

Plan acceptance does not guarantee that every service is covered. Eligibility, benefits, and any patient responsibility are verified before admission.

Simple benefits check

A clear answer in three steps

For an accepted plan, our intake team checks eligibility and benefits before the first visit.

  1. Share the insurance card

    A photo of the front and back, plus the patient's date of birth, is enough to start.

  2. We verify benefits

    Our intake team confirms current eligibility and home health benefits directly with the plan.

  3. Review the result

    We explain the result and any expected patient responsibility before care begins.

Before you call

Have these details ready

A few basics help our team complete the benefits check with fewer follow-up calls.

  • Front and back of the insurance card
  • Patient name and date of birth
  • Referral or physician order, if already available
Call (323) 484-4440 Available 7 days a week

Insurance FAQs

Common coverage questions

Straightforward answers about eligibility, benefits, and what happens before admission.

HarvardCare accepts Original Medicare (Part A & B), including dual-eligible patients whose Medicare is primary, Blue Shield of California PPO and Anthem Blue Cross PPO. We do not accept HMO plans, Medicare Advantage plans, or Medi-Cal-only coverage.

No. We are not contracted with HMO or Medicare Advantage plans.

Yes, when Original Medicare is the primary payer. Medi-Cal-only coverage cannot be accepted, and Medi-Cal is not accepted as a standalone plan.

Send us a photo of the front and back of the insurance card, along with the patient's date of birth. Our intake team confirms eligibility and benefits directly with the carrier, and you hear back before care begins. There is no charge for the check.

Original Medicare covers qualifying home health care without copays when a physician has ordered skilled care and homebound criteria are met. For Blue Shield of California PPO and Anthem Blue Cross PPO, cost sharing depends on the individual policy; we confirm your benefits and explain any patient responsibility before the first visit.

No. Plan acceptance does not guarantee that a specific service is covered. We verify eligibility, home health benefits, and any expected patient responsibility before admission.

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